Why You Need Advice on
Your Financial Products
£100’s are taken from your bank in direct debits but what does yours do and not do? Experts available to give free advice and guidance around the policies, products you might not fully understand.
Why You Need Advice on
Your Financial Products
The gradual increase in price or reduction in service over time compared a new customer offer. Companies in many sectors now relay on you seeing the hassle of change as an excuse to profit. This is common with insurances especially vehicle but also you maybe still paying your phone provider for a handset you’ve paid off or a high variable rate on your mortgage after a fixed rate ended.
Advisers exist to find extra value and reduced cost.
Armed with industry knowledge, access to relevant software/tools the Experts find or build a product to fit your situation.
They take pleasure in sharing their expertise and helping people.
Recommended areas for Advice
Mortgage
The ratio of your borrowing compared to the purchase price will determine the mortgage package offered. If you are near a boundary, can you put a little extra on the deposit or negotiate a slightly lower price!
Pensions & Financial Planning
Life Illness & Injury Insurance
Quote with available Guidance
Loyalty Tax
This subtle and gradual increase in costs, known as “price creep” or “loyalty tax,” can lead to customers paying more than they should for the same level of service compared to new customers or those who have switched providers. It is essential for existing customers to remain vigilant and proactive in monitoring their financial commitments regularly.
Many realised the need for professional guidance during critical life stages:
- Buying a Home: Ensuring your new investment and everything in it is adequately protected.
- Starting a Family: Safeguarding your loved ones now and in the future.
- Unexpected Events: Health scares or accidents that highlight the need for proper coverage.
What Problems Does Advice Fix for You?
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- Decoding Complex Policies: We simplify the jargon, making it easy to understand your options.
- Tailored Solutions: Receive recommendations that fit your unique needs and circumstances so only pay for what you need.
- Value for Money: Ensure you’re getting the right coverage without overpaying or being underinsured.
- Stress Reduction: Alleviate the stress and uncertainty of making significant financial decisions and let someone else take on the responsibility it is done correctly.
What Concerns or Hesitations Did You Have Before Deciding to Take Advice?
It’s natural to have concerns, and we address them head-on:
– Cost of Advice: All our advice is completely free.
- Trustworthiness: Our advisers are experts in their fields, regulated where required providing unbiased and reliable guidance.
- Pressure to Buy: Our goal is to educate to be financially alert and make the best decisions, not to pressure you.
- Time Commitment: We offer call backs around your busy lives with often just a few well chosen questions able to get us started.
Our Mission
We aim to financially educate and alert people to areas of their finances that need attention. Our goal is to provide you with the knowledge and tools to make informed decisions about your insurance needs.
How We Work
- Initial Contact: Reach out to us via phone or live chat.
- Fact-Finding: We gather information to understand your specific needs.
- Tailored Advice: Receive personalised recommendations from our experts.
- Free Consultation: All our advice is provided at no cost to you.
Ready to Make Informed Decisions?
Don’t be alone with your Financial products. Our experts are here to provide the clarity and confidence you need to protect what matters most. Contact us today to schedule a free consultation.
FAQ's
Below, you’ll find answers to our most frequently asked questions (FAQs) to help you get the information you need quickly and easily.
Seeking professional advice is crucial as financial products can be complex, and experts can help you understand the options, make informed decisions, assess your specific needs, avoid pitfalls, and save time and effort in researching and comparing different insurance products.
Financial advisors have the knowledge and expertise to guide you through the process of selecting insurance products. They can assess your unique circumstances, understand your financial goals, and recommend or build appropriate insurance products that align with your needs. Their insights and advice can help you make more informed and confident decisions.
Specialists often have access to a wide range of insurance products and can provide expertise in specific areas. They can offer personalized recommendations, negotiate better terms, and help you find specialized options that may not be easily accessible or apparent online. Seeking advice from specialists ensures you have comprehensive and tailored solution.
Reputable financial advisors in the UK are bound by professional standards and regulations that require them to act in their clients’ best interest. They have a legal obligation to provide suitable advice based on your individual circumstances and financial goals. When choosing an advisor, ensure they are qualified, regulated, and transparent about their fees and potential conflicts of interest.
Seeking advice and exploring different options can help you find the best value for your insurance coverage. Advisors can help you assess coverage needs, compare policies, and identify cost-effective solutions. Compare their recommendations with your own search and ask questions. Additionally, regularly reviewing your insurance policies and shopping around during renewal periods can help you find better value and potentially save money.
Download Our App
Your Financial Alerts
Stay on top of your finances with the Ferts app, available now on the Apple App Store and Google Play Store. Download today for timely financial reminders and smarter money management
