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We’re here to help! If you have any questions, comments, or need assistance, please don’t hesitate to reach out. Our friendly team at Flerts is dedicated to providing you with the best support possible. Whether you’re curious about our app, need help with an account, or just want to share your feedback, we’d love to hear from you. Contact us today and let us know how we can assist you!

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Stay on top of your finances with the Ferts app, available now on the Apple App Store and Google Play Store. Download today for timely financial reminders and smarter money management

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We send reminders on a range of financial and personal events through the year.

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Taxation

Income tax is a percentage of your earnings that you pay to the government, while VAT is a tax added to the price of goods and services you buy. Income Tax is worked differently for the self employed which can be an incentive to work for yourself if you can keep more of the money you earn.

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Pensions

This is in addition to the state pension which starts at retirement age. Due to compounding interest, the younger you start paying into a pension the quicker it will grow.

People commonly have different pension pots due to working through different employers with different
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Insurance

Insurance protects you from potential risks and losses by transferring the financial responsibility to an insurance company in exchange for regular premium payments.

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Credit Score

It is based on various factors, including payment history, credit utilization, length of credit history, types of credit used, and recent credit activity. Lenders use credit scores to assess the risk of lending money and determine interest rates or credit limits for individuals. Managing your finances well not only gives you the best chance of being offered the loans and credit when you need it but also result in you paying less money back when you borrow.

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pensions & financial planning

This is in addition to the state pension which starts at retirement age. Due to compounding interest, the younger you start paying into a pension the quicker it will grow.

People commonly have different pension pots due to working through different employers with different

Get In Touch